About Us

At Rate Advantage, we’re more than just a mortgage brokerage, we are your partner in achieving homeownership with confidence and peace of mind. Founded by Justin Hrabovsky, one of the nation’s top-ranked mortgage professionals, Rate Advantage was built on a simple mission: deliver the lowest rates in the market while making the mortgage process transparent and stress-free. With access to over 300 wholesale lenders and every residential loan program available, we have the tools and expertise to find solutions that truly fit your financial goals. What sets us apart is our commitment to honesty, clarity, and client-first service. We take the time to understand your needs, explain your options in plain language, and guide you every step of the way. From first-time buyers to seasoned investors, our clients trust us to secure the most competitive rates while providing unmatched personal support. With Rate Advantage, you don’t just get a loan, you get an advantage.

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