Rooted in Medina County for more than a decade, CF Bank Senior Mortgage Banker Angela Nicholson is as passionate about community connection as she is about helping people feel confident in their financial decisions. From volunteering with area nonprofits and supporting small businesses to exploring Northeast Ohio’s trails and discovering new favorite restaurants, she’s deeply invested in the place she calls home.
In this Q&A, she shares how she stays involved locally, what brings her joy both personally and professionally and why thoughtful, people-first lending can make a meaningful difference for families and communities alike.
How long have you lived in Medina County?
My family and I have lived in Medina County for going on 12 years. We moved to Sharon Township in 2014 to accommodate our newly blended family and the kids’ proximity to their schools and extracurriculars.
Tell me a little bit about your profession and the services you offer.
I'm a professional mortgage lender. I love what I do and I am one of the few professionals with no up front fees. Society is getting closer to pushing a button and having almost anything appear instantly — but you don’t know what you don’t know. Mortgages, market leverage, equity, assets, rules, regulations and evolving products are constantly changing, and I’m always learning so I can apply that knowledge to better serve the people I help. Whether you are in a new mortgage, paid one off years ago, are swimming in debt or are not even sure you can get a mortgage, we can have a conversation now and set you up well for the future.
What are the benefits of refinancing? Why should people consider a new mortgage in 2026?
Refinancing can help restructure debt, access equity for improvements, investments, or a rainy day, and create more predictable cash flow.
In 2026, the conversation shouldn't just be about rates; think strategy, timing and using home equity intentionally. Whether you're planning for retirement, supporting family or positioning yourself more strategically for the years ahead, it’s a good idea to look at your options.
What about your job brings you joy?
What brings me the most joy about my job is solving problems and helping ease stress for others. I genuinely love listening to people’s stories and understanding what matters most to them. Being able to make homeownership and the mortgage process feel approachable, accessible and achievable is incredibly fulfilling for me.
What is one professional and personal goal you have for 2026?
In 2026 I’m focusing on fewer surprises and more peace of mind. It’s not enough to save people money — I want to know they feel heard, seen and well-served.
I also plan to be more intentional and protective of my personal time, making space for family, health and the things that recharge me. When I’m grounded and slow down to be present in my own life, I show up better for the people who trust me professionally.
What are some ways that you like to stay active within the community?
I love reading local publications to see what others are up to — it’s a great way to discover how I can support them and stay active in the community. Whether shopping, eating, live entertainment or needing a service, actively engaging with others in the community helps me feel connected.
Do you volunteer locally?
Yes, I've hosted events and volunteered with Maggie’s Mission, Access the Arts, Medina County Chamber Charities, Hope and Healing, Hope Recovery, 00+ Women Who Care, Medina County Senior & Adult Services, Habitat for Humanity, Feeding Medina County and Cups Cafe. I also serve on committees and boards, helping plan events and make a difference behind the scenes.
What are some of your favorite restaurants in Medina County?
My Medina go-tos are Monarca Cantina for the atmosphere, great people, top notch margaritas and fresh food; Tres Potrillos for tableside guac and the patio; and Edamame Ramen because they have a vegan option for me.
How do you enjoy spending your free time?
When home, I like to read, play nerdy board games, woodwork and listen to music. I especially love being outside, walking, hiking, running, kayaking, swimming and camping — they’re all my favorites.
Recently I brought home four domestic ducks, Anconas, so learning all about ducks and seeing their quirky personalities has been fun. Fair warning, once you hear them quack, you will want some too.
What are some of your favorite local businesses in Medina County?
Bella Moxie Company on North Court Street in Medina is very dear to me. It's great for shopping and art workshops, plus it’s a small business that really goes above and beyond to support artists and give back.
Marigold Wellness on Sharon Circle is another of my favorite spaces. With a salon, cafe, spa and boutique, stopping there is always a pick-me-up.
And in no particular order, Sweets and Geeks, Black Cat Book Store, Accelerated Fitness, Cole’s Auto Repair, Boyert’s Greenhouse and The Farmer’s Table are some of my other favorite local businesses.
What's a piece of advice that changed your life?
Order dessert first. When I was a kid and we would eat out, my grandma would always order a piece of pie, with a literal twinkle in her eye, to come before the meal. If you’ve never done it, it is life changing. No more being hangry waiting for the meal.
But too, it’s ok to treat yourself and make time for a reward, because you know you’re going to do the responsible stuff too.
To learn more about Angela and her mortgage services, email her at AngelaNicholson@CF.Bank or call 330.962.2713.
I care a lot about the people I meet, and take pride in giving honest, competitive options.